ACCA Qualified · Based in Banbury · UK-Wide

The Accountant
Trades Rely On.

CIS returns, VAT, Self-Assessment and bookkeeping for builders, subcontractors, and sole traders. Fixed monthly fees. Fast turnaround. No jargon.

Fixed fees — no surprises HMRC-compliant Reply within 24 hrs
20+ Years in UK Tax & CIS
ACCA Qualified Member
HMRC Compliant
✓ CIS Specialists
✓ Making Tax Digital Ready
✓ No Hourly Rates
✓ Banbury-Based, UK-Wide

Who We Work With

Built for people who work with their hands

We don't try to serve everyone. We specialise in the trades — which means we know your deadlines, your CIS deductions, your industry's quirks inside out.

Builders & Subcontractors

CIS returns filed accurately every month. Never miss a deduction.

Electricians

VAT, self-assessment, and bookkeeping handled so you can focus on the job.

Plumbers & Gas Engineers

Fixed monthly fee covers everything. No hourly billing, no shock invoices.

Landscapers & Gardeners

Sole trader or limited company — we handle the paperwork end to end.

Self-Employed Drivers

Tax returns, mileage claims and expenses done properly, on time.

Small Limited Companies

Year-end accounts, Companies House compliance, and payroll sorted.

What We Handle

Every service your trade business needs

Self-Assessment

We take care of your annual tax return from start to finish — maximising your allowable expenses and filing before the January deadline.

Cashflow Forecasting & Budgeting

Know what's coming in and going out. Clear forecasts and budgets so you can plan ahead, avoid surprises, and keep the business steady.

Business Growth Advisory

Practical, straight-talking advice to help your trade business grow — from pricing and profitability to when to hire or go limited.

CIS Returns

Fast, accurate monthly CIS submissions so you get paid without delays or HMRC complications. We handle contractor verifications too.

VAT Returns

Making Tax Digital compliant filings every quarter. Whether you're on standard, flat rate or cash accounting — we'll file correctly and on time.

Bookkeeping

Clear, organised monthly records so you always know where your business stands. Fully MTD compatible and ready for year-end.

Payroll

Simple, reliable payroll for small teams and subcontractors. RTI submissions, payslips and pension auto-enrolment handled.

Getting Started

Simple from day one

Book a free call

15 minutes — tell us about your business and we'll explain exactly what we'll do and what it costs. No obligation.

We take over the paperwork

Send us your records — however organised (or disorganised) they are. We sort it out and deal with HMRC directly.

You focus on the work

Fixed monthly fee, everything filed on time, all questions answered. Your books are no longer your problem.

Why Keystone

Fixed fees. No surprises. Ever.

We don't bill by the hour or spring hidden extras on you. You'll always know exactly where you stand — and exactly what you're paying.

Fixed Monthly Fees

One agreed price. No hourly rates, no shock invoices at year-end. Budget with confidence.

Fast Turnaround

We know your time is valuable. Returns filed promptly, questions answered within 24 hours.

HMRC-Compliant

Everything filed properly, on time, and fully compliant. ACCA-qualified, so it's done right.

Trades Specialists

We only work with tradespeople. We know your industry, your deductions, and your deadlines inside out.

Every business is different — so we'll give you a clear, fixed quote after a quick chat.

Get Your Free Quote

Client Reviews

What tradespeople say

Verified reviews from real clients on Google and Trustpilot.

Google reviews coming soon

We're collecting verified reviews on Google. Once live, they'll appear here and update automatically.

ACCA Member

About the Accountant

Catalin Viscu

Over 20 years of experience in UK tax compliance and CIS regulations — dedicated entirely to supporting tradespeople and subcontractors.

Over 20 years of experience in UK tax compliance and CIS regulations

ACCA qualified member — meeting the highest professional standards

Specialist in sole traders and small limited companies in the trades sector

No-nonsense, straightforward approach — you always know what's happening with your money

Book a Free Call With Catalin

Advice & Guides

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Get in Touch

Based in Banbury,
serving clients across the UK.

Send us a message and we'll get back to you within 24 hours. Or book a free 15-minute call directly into Catalin's diary.

Banbury, Oxfordshire · UK-Wide Service
Book a Free 15-Minute Call